Easy payments within Europe

Would you like to transfer money to a European bank account? Or settle invoices or pay for purchases across national borders? 

SEPA, the Single European Payment Area for the euro now makes this a piece of cake. Bank transfers, direct debits and bank card transactions can now be completed in the same way across Europe.

The European Commission website ‘Your Europe’ provides general information on financial products and services in Europe.

SEPA stands for the Single Euro Payments Area for the euro. The zone covers a number of SEPA countries, as listed below. SEPA was established following a request by the European Commission addressing the banks of the eventual SEPA countries in order to harmonise and standardise payment methods within the euro zone.

Standardisation within the SEPA countries focuses on the following payment methods:

Summary of SEPA countries

SEPA countries that are a member of the European Union and use the euro as their national currency Belgium, Cyprus (Greek sector), Germany, Estonia, Finland, France, Greece, Ireland, Italy, Croatia, Luxembourg, Malta, the Netherlands, Austria, Portugal, Slovakia, Slovenia and Spain
SEPA countries that are a member of the European Union but use another national currency than the euro Bulgaria, Denmark, Hungary, Latvia, Lithuania, Poland, Romania, the Czech Republic, the United Kingdom and Sweden
SEPA countries that are not a member of the European Union Iceland, Liechtenstein, Norway and Switzerland