What if you would like to send money to someone who doesn’t have a bank account but does have online access? Or you would like to pay for a purchase without providing your bank card number? In that case virtual payments viaplatformen (via platforms) such as PayPal or Skrill (formerly: Moneybookers) offer good, round the clock alternatives.

How do virtual payments work? 4 stages:

  1. Normally you create a personal account with the company that offers the virtual payment service. 
  2. Enter the e-mail address that the beneficiary has linked to their account.
  3. Enter the amount of your virtual payment.
  4. Click on send.

The service will automatically collect the amount via:

  • your personal account, providing this is in credit
  • your credit card or bank account, if the balance in your personal account is zero or insufficient.

Warning! You may have to pay commission for the use of the platform. 

Would you like to use virtual payments for online purchases? The ECC shares its expertise with you.